UCare health plans: figure‑outers by your side
UCare is powered by the hardest working people in the industry. We de-complicate, advocate and always go the extra mile to help our members.
Find your fit
Need health insurance? We’re your friendly figure-outers, here to help you sort through the details and find a UCare plan that fits your life and budget.

Medicare plans
UCare offers a range of Medicare plans designed to meet your needs. Our plans have 96% of all Minnesota providers in network, plus access to out-of-state providers at in-network rates with the MultiPlan Network.
Medicare plans

Individual and family plans
UCare offers flexible plans that help you live well and stay well. A mix of plan options with varying levels of premiums, cost sharing and networks make it easy to get the care you need.
Individual and family plans

Medicaid plans
UCare has plans for people of all ages with lower incomes, people with disabilities and those who qualify for a dual plan (Medicare and Medicaid benefits combined). No matter your income, we have a plan for you.
Medicaid plans
Already a member?
Find what you need to get the most out of your health plan.
Find tools and tips
Make the most of your health plan with helpful information in the member center.
Your health coverage simplifiers
UCare has been helping people access health care since 1984.
We're an independent nonprofit offering health coverage across Minnesota and western Wisconsin. Our people powered team works hard to fulfill our mission, improving the health of our members through our values of integrity, community, quality, flexibility and respect.
For our partners
Our providers and brokers serve a vital role in our mission to improve the health of UCare members. Find everything you need to team up with us.
Provider information
Broker portal
News and updates
May 2023
2023 UCARE FOUNDATION GRANTS
The UCare Foundation improves the lives of UCare members and their communities through grants that address urgent community health needs. Our latest grant cycle will fund initiatives focused on mental health, quality initiatives, preventive health and health equity.
January 2023
UCARE ASSISTS MEMBERS WITH MEDICAID REDETERMINATION
This spring, thousands of Minnesota Medicaid members will have to reapply for their coverage or find new insurance. UCare is at the forefront of efforts to help Medicaid members so they don't have gaps in care.
November 2022
What's new for MNsure open enrollment?
Enhanced UCare IFP plans! Shoppers have more affordable choices with new 2023 UCare Bronze and Gold Access plans and new $0 copay telehealth Silver plan benefit.
October 2022
New UCare Medicare plans and out-of-state network for 2023
New plans feature network-free allowance for dental/vision/hearing benefits.