UCare Medicare Supplement Plans
UCare Medicare Supplement plans help pay for costs Original Medicare doesn’t cover. Explore our plans and find the one that’s right for you.
Call to enroll 1-833-276-1188
Plans that fit your lifestyle
UCare offers Medicare Supplement (or Medigap) plans that can help you pay for costs Original Medicare Part A and Part B doesn’t cover, like copays, coinsurance and deductibles. We have three statewide plans so you can choose the one that fits your needs and budget.
Benefits our members love
- No network: See any Medicare provider, no referrals needed
- Goes where you go: You’re covered anywhere in the United States when you visit any doctor that accepts Medicare
- Fitness and wellness benefits: One Pass fitness program has more than 23,000 locations nationwide. Plus, quit programs for tobacco and nicotine.
- Guaranteed renewable policy: Your plan and benefits are guaranteed as long as you pay the premium
Medicare Supplement plans don’t include Medicare Part D outpatient prescription drug coverage. If you want prescription drug coverage, you’ll need to purchase a stand-alone Part D plan.
UCare Medicare Supplement Plans Outlines of Coverage
$190 monthly premium for non-tobacco users
$219 monthly premium for tobacco users
After Medicare pays its share, your plan covers:
- Part A inpatient hospitalization, after you meet the deductible
- Skilled nursing facility care up to 100 days per benefit period
- Part B eligible expenses, after you meet the deductible
- 80% of covered charges for emergency care while traveling outside U.S.
- First three pints of blood
- 100% of Part B charges for covered immunizations and routine screenings
- Cost sharing for eligible Part A hospice and respite care expenses
- One Pass fitness program, including gym membership, online classes, at-home fitness kits, brain training and social events
- Optional riders available for Medicare Part A inpatient hospital deductible, Medicare Part B deductible (only available to those eligible for Medicare prior to 1/1/2020), Part B excess charges and preventive medical care (non-Medicare covered)
Without Part B deductible
$237 monthly premium for non-tobacco users
$273 monthly premium for tobacco users
With Part B deductible (for those eligible for Medicare before 01/01/2020)
$256 monthly premium for non-tobacco users
$292 monthly premium for tobacco users
Includes:
- Part A inpatient hospitalization, after you meet the deductible
- Skilled nursing facility care up to 100 days per benefit period
- Part B eligible expenses, after you meet the deductible
- 80% of covered charges for emergency care while traveling outside U.S.
- First three pints of blood
- 100% of Part B charges for covered immunizations and routine screenings
- Cost sharing for eligible Part A hospice and respite care expenses
- One Pass fitness program, including gym membership, online classes, at-home fitness kits, brain training, and social events
- Medicare Part A deductible
- Annual physical and/or preventive services (up to $120 maximum)
- 80% of covered charges for non-emergency medical care while traveling outside U.S.
- 100% coverage after you spend $1,000 out-of-pocket costs for a calendar year
$200 monthly premium for non-tobacco users
$230 monthly premium for tobacco users
Includes:
- Part A inpatient hospitalization, after you meet the deductible
- Skilled nursing facility care up to 100 days per benefit period
- Part B eligible expenses, after you meet the deductible
- 80% of covered charges for emergency care while traveling outside U.S.
- First three pints of blood
- 100% of Part B charges for covered immunizations and routine screenings
- Cost sharing for eligible Part A hospice and respite care expenses
- One Pass fitness program, including gym membership, online classes, at-home fitness kits, brain training, and social events
- Part A coinsurance and inpatient hospital stay up to 365 days after Medicare benefits are used up
- $20 office visit (primary care, specialists, chiropractic and podiatry)
- $50 emergency room visit (waived if admitted to hospital)
- Immunizations (flu, pneumonia and hepatitis B)
Compare all UCare Medicare Supplement Plans
Download the 2023 UCare Medicare Supplement Plans comparison chart.