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What is a Medicare Supplement (or Medigap) plan?

  • Medicare Supplement plans help pay for costs Original Medicare doesn’t cover, like copays, coinsurance and deductibles.
  • Medicare Supplement plans don’t include Medicare Part D outpatient prescription drug coverage. If you want prescription drug coverage, you’ll need to purchase a stand-alone Part D plan.

Why choose a UCare Medicare Supplement Plan?

UCare offers a range of Medicare Supplement plans and premiums to fit your needs and budget:

  • No network: See any Medicare provider, no referrals needed.
  • Goes where you go: You’re covered anywhere in the United States when you visit any doctor that accepts Medicare.
  • Fitness and wellness benefits: One Pass fitness program with more than 20,000 locations nationwide. Plus a tobacco and nicotine quit line.
  • Guaranteed renewable policy: Your plan and benefits are guaranteed as long as you pay the premium.

UCare Medicare Supplement Plans and Outlines of Coverage


UCare Medicare Supplement Basic

$183 premium for non-tobacco users

$210 premium for tobacco users

After Medicare pays its share, your plan covers:

  • Part A inpatient hospitalization, after you meet the deductible
  • Skilled nursing facility care up to 100 days per benefit period
  • Part B eligible expenses, after you meet the deductible
  • 80% of covered charges for emergency care while traveling outside U.S.
  • First three pints of blood
  • 100% of Part B charges for covered immunizations and routine screenings
  • Cost sharing for eligible Part A hospice and respite care expenses
  • One Pass fitness program, including gym membership, online classes, at home fitness kits, brain training, and social events.

See the Outline of Coverage (PDF)




UCare Medicare Supplement Extended Basic

$228 premium for non-tobacco users

$262 premium for tobacco users

Includes UCare Medicare Supplement Basic coverage plus:

  • Medicare Part A deductible
  • Annual physical and/or preventive services (up to $120 maximum)
  • 80% of covered charges for non-emergency medical care while traveling outside U.S.
  • 100% coverage after you spend $1,000 out-of-pocket costs for a calendar year
  • One Pass fitness program, including gym membership, online classes, at home fitness kits, brain training, and social events.

See the Outline of Coverage (PDF)


UCare Medicare Supplement with $20/$50 Copay

$200 premium for non-tobacco users

$230 premium for tobacco users

Includes UCare Medicare Supplement Basic coverage plus:

  • Part A coinsurance and inpatient hospital stay up to 365 days after Medicare benefits are used up
  • $20 office visit (Primary care, specialists, chiropractic and podiatry)
  • $50 emergency room visit (waived if admitted to hospital)
  • Immunizations (Flu, pneumonia and Hepatitis B)
  • One Pass fitness program, including gym membership, online classes, at home fitness kits, brain training, and social events.

See the Outline of Coverage (PDF)


Questions?  Talk to a UCare Medicare Supplement Plan Sales Specialist

Talk with us one-to-one to see which plan is right for you and get help to enroll.
Call 1-833-276-1188


  Available to all applicants must be first eligible for medicare before 2020
  UCare Medicare Supplement Basic
UCare Medicare Supplement Extended Basic
UCare Medicare Supplement with $20/$50 copay
UCare Medicare Supplement Extended Basic
2022 monthly premium

Non-Smoker: $183
Smoker:
$210

Non-Smoker: $228
Smoker:
$262

Non-Smoker: $200
Smoker:
$230

Non-Smoker: $244
Smoker:
$278

Part A skilled nursing facility copay
Part A inpatient hospital deductible
Optional rider
Part B deductible
Optional rider* Not available
Not available
Part B coinsurance or copay
 Copays apply
Part B excess charges
Optional rider  Not available
Foreign travel care
80%** 80% 80%** 80%
Preventive medical care (non-Medicare covered) Optional rider
$120 maximum
$120 maximum  Not available
$120 maximum
Immunizations (not covered under Medicare Part D)  Not available
Routine screening procedures for cancer, including mammograms and Pap smears
One Pass™ fitness program
 ✓  ✓
Out-of-pocket maximum
Not available
$1,000 per calendar year
Not available
$1,000 per calendar year

 

With the exception of the preventive medical care rider, optional riders cover at 100%.
*Medicare rules limit this benefit to those first eligible for Medicare before 1/1/2020.
**Benefits limited to charges incurred as a result of a medical emergency.